Insurance Planning - Why Risk Planning is Critical to Financial Success!

posted Mar 28, 2016, 9:31 AM by Janelle deRocquigny   [ updated Mar 28, 2016, 9:41 AM ]

Most people have a love-hate relationship with Insurance Premiums. We know it’s important to have insurance. Proper coverage protects us against catastrophic events that could ruin us financially. However, we also know the odds of ever collecting are low. In this presentation, we will discuss why you should view your insurance as a portfolio. Like your investment portfolio, you likely have multiple products  in your insurance portfolio to diversify away risk. Understanding how each product ties into your financial plan is critical.

In this session, we unpacked insurance so you are confident that your premium dollars are being effectively invested.

 Topics we covered:

  • Why consider owning personal insurance to replace mortgage insurance
  • How Investors use insurance to tax shelter growth and create tax free income
  • Annual travel insurance may not be covering you for a whole year
  • Learn how to protect your travel health coverage insurability
  • Why carry life insurance into retirement
  • Baby Boomers are aging – this is why you need to understand long term care insurance

Your situation is unique.  We recommend you contact our office at 204.977.8022 or jderocquigny@assante.com in order to set up a meeting or telephone appointment with Shaun to discuss how these insurance opportunities can be applied to your situation.