Useful links & Resources


Financial Planning

Cash Flow:  Get a better idea of where your money goes by creating a personal cash flow statement.

Net Worth:  Calculate what you own and what you owe - an important step in planning your financial future.

Your investor Profile:  Understanding yourself as an investor is important when creating an effective investment portfolio.

Education Planning

Start Education Planning Now:  See how saving early can make a difference

Tax Benefits of an RESP: Discover how tax sheltered growth in an RESP can build a post-secondary school education fund for your children.

Retirement Planning

Inflation & Retirement Income:  Estimate how much more income you will need at retirement to maintain the standard of living that you have today.

Will the Money Last?: Estimate how long your retirement savings will last if you make regular, annual income withdrawals and factor in inflation.

RRIF Payment: Calculate your RRIF payment and see how long the funds will last.

TFSA vs RRSP:  Find out how your marginal tax rate, and whether you invest or spend your RRSP tax refund, affects the growth of your TFSA or RRSP.  See video Shaun created on this topic as well

Investing & Taxes

Savings Growth:  Estimate the future value of your savings by changing the investment amounts, rates of return and years of growth.  See video Shaun created on this topic as well

Cost of Waiting to Invest:  (Young Adults Take note!)  See how much more you will have in your retirement fund if you start investing now.

Real Rate of Return: This tool determines the real rate of return on a taxable investment after taking taxes and inflation into account, and illustrates what the investment will be worth, in after tax dollars.

RRSP Tax savings:  Estimate the tax savings on your RRSP contribution.  You can enter three different amounts to compare the savings.

TFSA vs Taxable Investment:  Discover the tax-free growth advantage of investing in a TFSA instead of a taxable investment.

Income Tax:  Estimate the taxes you owe based on your taxable income and the province you live in.

2016 Personal Income Tax organizer:  This checklist helps you compile the information you need to complete your personal tax return, whether you do it yourself or engage the services of a professional tax preparer.

Personal Tax Calendar for 2016:  This document gives you a list of important dates for personal tax filing and planning for this year.

Estate Planning

Estate Planning - 10 Simple Steps - Invesco Trimark has a great piece on Estate Planning that includes a checklist.  Click here for checklist.

Other Links of interest

Wealth Planning Strategies by the Assante Wealth Planning Group. Some of the most common wealth planning concepts and issues affecting generations of Canadians every year.